Strategy

Financial Analysis

$200M

Total project cost

Construction, financing, and pre-operation costs

14–16%

Return to owners

Equity IRR over a 20-year hold, USD-indexed revenue

1.45x

Loan repayment cushion

Cash flow available relative to loan payments, average over loan life (DSCR)

4.5 yrs

Owners' payback

Time until owners recover their original investment

Revenue

PPA tariff anchored at $0.085 per kWh, with an annual price increase of 2.5%. The plant runs at 22% capacity factor (Lagos solar irradiance corrected for shading and panel degradation). Combined annual generation across the anchor plant and the C&I portfolio reaches around 135 GWh in steady state. That produces roughly $11M of annual revenue, with carbon credits adding another $1.5 to $2M.

Costs

Construction at $0.85 to $0.95 per installed watt, consistent with 2025 Sub-Saharan benchmarks. Operations and maintenance at 1.2% of construction cost per year. Land lease at $25,000 per MW per year. Insurance and overhead at 0.8% of construction cost per year.

Sensitivities

What the model absorbsWhat breaks it
Naira depreciation to ₦2,000/USD (PPA indexing absorbs it)A federal-level reversal of the Electricity Act
One missed PPA in years 1 to 3 (portfolio model has redundancy)Loan repayment cushion falling and staying below 1.1x
Construction overrun of 12% (contingency budget covers it)A Nigerian banking crisis that freezes naira working capital
One anchor customer default in years 4 to 8 (cushion drops to 1.2x but holds)

The economics work because the design works

The base-case return clears JCM's required threshold for frontier-market projects with margin. The case is not optimistic; it is consistent with what JCM has delivered in Malawi at smaller scale.

23 / 35JCM Power · Lighting Lagos · MBA 662